972· 480· 9900

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Why Life Insurance?

How else can you do the following as cheap?

  1. Replace income for dependents
  2. Pay final expenses
  3. Create an inheritance for your heirs
  4. Pay federal "death" taxes and state "death" taxes
  5. Make significant charitable contributions
  6. Create a source of savings

How Much Do I Need?

Call me. We have an on-line computer program that does a really nice job of helping someone come up with that figure. 972-480-9900

Common Types Of Life Insurance

Term Products

Term Life Insurance: The simplest form of Life coverage, term insurance is no more than a matter of premiums and a death benefit. The name fits since term insurance's span of coverage lasts only a specified period of time; if the insured dies while the policy is in force, the death benefit will be paid to the designated beneficiary.

Whole Life Products

Whole Life Insurance: Permanent form of Life coverage that is provided for the insured's lifetime. Whole Life policies build cash value that the policy owner may borrow during the insured's lifetime, at a reasonable rate of interest. If there is an outstanding loan at the time of the insured's death, the death benefit is reduced by the loan amount.

Universal Life Products

Universal Life Insurance: Permanent form of Life coverage that offers a great deal of flexibility to the policy owner. Premium payments may be varied, death benefits may be changed, partial surrenders are allowed, and cash value may be accessed either through loans or direct withdrawals.

Still have questions? Call me. 972-480-9900

Click here for Life Insurance Quote